The Role

To test implementation of documented processes and procedures under the Governance framework and support the Governance function in country

Key Responsibilities

•   Facilitate the adoption of the Risk Appetite Framework, the subsequent monitoring of the limit framework and the reporting of breaches
•   Responsible for governance framework - that is to manage Risk across all areas of Credit - this includes the Risk Control Self Assessment (undertaken by Risk Department) and monitoring KRl's flowing from the exercise
•   Assess the Credit Risk Standard annually and the adoption thereof
•   Review and sign off of policies in conjunction with Head Office annually
•   Review and update procedures annually
•   Review SLA's annually (and ensure vendor visits are performed where required)
•   Track all pay draw downs without perfection of Collateral
•   Monitor concentration limits in line with approved Caps
•   Review and table the approved insurance underwriters, property appraisers and legal panels at CRMC annually
•   Ensure all MoU are routed through Centralised Lending / CIB Legal
•   Ensure sign off of Staff concessions are noted by CCO
•   Ensure Central Repository of Country Legal Documents

Qualification Required & Experience

•   Bachelor of Commerce. A 2nd Degree in a business related field will be an added advantage
•   5 years experience in a Credit and Risk Management function
•   Conceptual understanding of credit policies / principles and how its successful application can lead to market success
•   Knowledge and understanding of the regulatory environment governing financial services

Remuneration

•   Negotiable according to experience, knowledge and skills

Location: Accra

How To Apply For The Job

Interested persons may e-mail their application letter with current Curriculum Vitae (CV) to:

recruitmentghana@stanbic.com.gh

Closing Date: 18 September, 2013