A reputable financial institution in the Volta Region invites applications from suitably qualified applicants for the position of:- Credit Officer

Job Purpose

•   To assist borrowers in completing application forms and appraise applicants credit proposals
•   To undertake field visits and prepare field reports, monitor and follow up loans and overdrafts
•   To complete credit appraisals using standardized application adn appraisal reports and make them ready for final approval
•   To identify viable economic activities in their area of operation and to propose these to eligible applicants
•   To organise farmers and Fishermen groups or associations to take full advantage of the credit facilities available at the Rural Bank
•   To assist in loan recovery
•   To monitor and evaluate the impact of the Rural Bank on the production, income and standard of living of the rural population
•   To open and keep up-to-date credit files
•   To undertake any other duties that may be assigned from time to time by the Manager

Qualification Required & Experience

•   A bachelor degree in any of the numerate business related subjects from a reputable university or college
•   A part 2 professional qualification preferably ACIB, CA, ACCA, or CPA would be an added advantage
•   Minimum 3 years overall relevant working experience
•   A minimum 2(two) of which should have been in senior management position
•   Advanced operations management experience gained from a similar or a related banking or financial institution
•   Practical advanced management experience in managing and supervising branch operations
•   Practical advanced experience in setting and monitoring of outreach, profitability, transformational and efficiency and administration performance targets and budgets
•   Knowledge and experience in lending pre-loan eligibility requirements, client screening, collateral, product design loan approval processes, delinquency and default management
•   Knowledge in the use of emerge T24 banking software is an added advantage

Location: Volta Region

How To Apply For The Job

Please send application letter and CV together to:-

The General Manager
P.O.Box 36
Kpeve
Volta Region

Closing Date: 26 December, 2012