A Non – Bank Financial Services Company has vacancies for highly motivated individuals with high integrity and a passion to succeed for hiring as Asset Finance ( Vehicle Lease ) Supervisor

Purpose of the Job

To ensure the effective management of the product team and ensure consistent good performance ( growth and quality) of the asset finance portfolio

Key Accountabilities:
People Management

•   Create the conditions for staff to meet their performance target
•   Ensure that team members are adequately resources, well-motivated and supervised to carry out their duties.

KYC, Sales and Customer Service and Relationship Management

•   Lead sales efforts to achieve the unit’s sales target
•   Undertake KYC checks to ensure that potential bad customers are are screened out through pre-application interview sessions
•   Ensure that customers’ needs and queries are attended to in a timely manner.
•   Manage the relationship between the company and our suppliers and service providers in a given geographical area including the enforcement of contracts.

Operations and Portfolio Management

•   Responsible for all daily operations including planning of activities, accuracy of transactions and reporting
•   Assist the monitoring and recovery officer in appraising loan applications
•   Responsible for insurance claim documentation and follow up to ensure timely receipt of all claims
•   Take responsibility for all portfolio management issues such as reviewing loan reports and the required actions, field monitoring and technical inspection of vehicles
•   Ensure that all loan instalments are received on time and duly accounted for ie recorded.
•   Responsible for filing all loan documents and collateral documents.

Delinquency Management

•   Organise arrears committees to discuss arrears cases and forward the recommendations of the team to the Credit Manager
•   Lead the team to immobilise assets of delinquent customers on the orders of the GM / CM.
•   Document all arrears committee decisions and files all head office resolutions and customer correspondence on arrears management.

Qualification Required & Experience

•   Bachelors’ Degree in Accounting, Finance, Statistics or its Equivalent

Knowledge and Experience

•   3 years’ experience in loan administration, loan underwriting and portfolio management.
•   One year’s experience in asset financing will be an advantage.

Competencies Required (Skills & Abilities)

To perform this function to the expected level, you will be required to demonstrate the following competencies

•   Strong interpersonal skills
•   Strong leadership skills
•   Ability to monitor and assess achievements against performance targets, quality standards and service agreements that align with business plan
•   Ability to cope with pressure and set backs
•   Ability to interpret documents and understand credit and lending administration procedures
•   Skills in organizing, scheduling and administration of paper work
•   Strong oral and written communication and influencing skills
•   Ability to consolidate and prepare credit and risk reports

Location: Accra

How To Apply For The Job

Interested applicants should apply by e-mailing with their CVs and other career details to:-

newjobs39@yahoo.co.uk

Closing Date: 30 January , 2015