Job Summary
Company:
KAMCCU Co-operative Credit Union Ltd
Category:
Banking / Finance
Categories
Job Vacancy For Assistant Loans Officer At KAMCCU Co-operative Credit Union Ltd
KAMCCU Co-operative Credit Union Ltd is looking for a dynamic and results-oriented person to join its team of dedicated staff. The Assistant Loans Officer shall perform the functions noted below with a spirit of teamwork, urgency, customer friendly and above all meeting deadlines.
Job Summary
The Assistant Loans Officer shall be responsible to performing many duties, key among them is to advise borrowers on financial status and setting up debt recovery plans.
Reporting to: Loans Officer
The responsibilities of the Assistant Loan Officer shall be to assist the loan officer with all aspects of the lending process which would include but not limited to:-
• Processing and vetting of loan application before and after Loans Committee Meetings
• Preparation of loan cost worksheets
• Provide sales and administrative support to loan officer including assisting with the design of marketing materials and development of strategies
• Analyse applicants financial status, credit and property evaluations to determine feasibility of granting loans
• Review and update loan agreements to ensure that they are complete adn accurate in conformity with the policy
• Counsel applicants on loan repayment policies and restrictions
• Give recommendation about findings to the loans committee
• Provide financial counseling before and after disbursing loans when needed
• Maintain records on problem and delinquent loans, thereby issue reports to send to customers whose accounts are delinquent and forward irreconcilable accounts for collector action
• Market kamccu's products and services to individuals and firms, promoting the credit union services that may meet members needs
• Follow up on all delinquent loans through constant field visits and telephone calls in recovery of loans
• Any other assignments as may be directed by supervisor
Qualification Required & Experience
• First Degree in Accounting / Management or Finance
• ACCA / CA / CIMA Part II
• HND Accounting / Marketing or Finance
• IT Proficiency particularly Ms Excel, Word and any accounting software packages
• Knowledge in credit Union Accounting system will be an added advantage
• Holder of valid Drivers License with:
1) At least one(1) year driving experience
2) Fair knowledge of the geographical terrain in the Accra Metropolis and beyond
Location: Accra
How To Apply For The Job
Interested and eligible persons should forward their applications and detailed curriculum vitae indicating two reference to:-
info@kamccughana.com
OR
The Manager,
KAMCCU Co-operative Credit Union Ltd,
44 Jones Nelson Street,
Adabraka, Accra
or call:
0302-247164
Closing Date: 30 June, 2015