A leading credit company operating in the Greater Accra Region has vacancy for the position of Credit Manager.

Job Summary

We are looking for a detail-oriented Credit Manager who will be responsible for analyzing credit data and financial information of individuals or companies to determine the risk involved in lending money to them. In this position, you will evaluate creditworthiness, develop credit scoring models, and approve or reject loan applications. You will also be expected to communicate with clients to address their concerns and ensure timely payment of loans.

Duties and responsibilities

• Develop and implement credit policies and procedures to ensure customer creditworthiness and minimize risk of financial loss
• Analyze financial data and credit reports to evaluate the creditworthiness of potential and existing customers
• Establish credit limits and payment terms for customers based on their creditworthiness and payment history
• Monitor customer accounts to ensure payments are made on time and in accordance with established terms
• Communicate with customers to address any credit-related issues and resolve disputes
• Work closely with sales and customer service teams to ensure efficient and effective credit management
• Stay up-to-date with industry trends and best practices in credit management
• Prepare reports and present findings to senior management
• Supervise and train credit department staff as needed

Qualification Required & Experience

requirements and qualifications

• Proven experience as a credit manager or in a similar role
• Strong analytical skills and attention to detail
• Excellent communication and interpersonal abilities
• Ability to work under pressure and meet deadlines
• Knowledge of credit laws and regulations
• Proficient in Microsoft Office and financial software
• Bachelor's degree in finance, accounting, or a related field
• Experience in credit analysis, risk assessment, and collections
• Leadership and team management skills
• Ability to develop and implement credit policies and procedures

Location: Accra

How To Apply For The Job

CVs should be sent to:

daracapital.humanresource@gmail.com

Or call: 0302-446357

Closing Date: 20 December, 2023