The above-named financial institution seeks to employ suitably qualified Ghanaians for the above position.

Key Responsiblities:

•   Seek for customers, assess their credit needs and make the necessary recommendations in accordance with existing policies and procedures
•   Monitor loans granted and ensure that they are repaid on schedule
•   The successful candidates will be in charge of reviewing credit proposals or applications received from corporate, SME and individual clients of the Bank
•   Carry out review of the business, financial and lending analyses including interviewing clients in order to ascertain their suitability and viability for lending purposes
•   Ensure that credit standards, risks procedures and risks controls are compiled with and enhanced
•   Prepare periodic industry/economic reports on all clients granted in order to ensure that requisite due diligence is carried out before endorsing any credit proposal
•   Generally manage the Bank's credit portfolio in the best way possible

Qualification Required & Experience

Key Qualifications & Competencies:

•   A good First Degree in Commerce, Accounting or Economics; or a professional qualification like the Intermediate of CA (Ghana) and ACIB (Ghana)
•   A minimum of five (5) years experience in credit appraisal, monitoring and management
•   Good analytical, interpersonal and communication skills
•   Dynamic, independent, self-motivated and team player
•   Strong sales planning and management skills

General Skills:

•   Leadership
•   Teamwork
•   Negotiation Skills
•   Verbal & Written Communication Skills
•   Interpersonal Skills
•   Relationship Management
•   Computer Literacy

Location: Kasseh, Ada

How To Apply For The Job

Applications should be addressed to:

The Supervising Manager
Ada Rural Bank Ltd
P.O. Box 20
Kasseh - Ada

Closing Date: 26 June, 2013