JOB PURPOSE OF HEAD, CREDIT & OPERATIONS

•   To provide overall leadership and management to all commercial credit & operational activities of the bank including credit and risk management and transformation activities.
•   To ensure the delivery of reliable, quality, and timely services to clients at least cost, in a secure and controlled environment while ensuring maximum outreach, sustainability and transformation and compliance with bank and regulatory policies and procedures
•   To supervise the loan recovery team and ensure timely recovery of all loans granted by the bank

Qualification Required & Experience

•   A bachelor degree in any of the numerate business related subjects from a reputable university or college
•   Master's degree or higher qualifications is desirable
•   Minimum 7 Years overall relevant working experience
•   A minimum 3 (three) of which should have been in senior management position
•   Advanced operations management experience gained from a similar or a related banking or financial institution.
•   Practical advanced management experience in managing and supervising branch operations
•   Practical advanced experience in setting and implementation of operations, credit and risk management policies, practices, procedures and guidelines
•   Practical advanced experience in setting and monitoring of outreach, profitability, transformational and efficiency, and administration performance targets and budgets
•   Knowledge and experience in lending, credit and risk management including pre-loan eligibility requirements, client screening, collateral, product design, loan approval processes, repayment terms and incentives, delinquency and default management
•   Knowledge in the use of emerge T24 banking software is an added advantage

Location: Sekondi-Takoradi

How To Apply For The Job

Please send application letter and CV together with supporting documents and addresses of two referees to the following addresses:

info@westernruralbank.com  

OR

The Head, Finance, Strategy & Administration
Western Rural Bank Ltd
P. O. Box 521
Sekondi

Closing Date: 28 November, 2014