A reputable savings & loans company Ltd invites applications from qualified, experienced and goal-oriented young individuals for the following position: Relationship Officers

Job Purpose

• To manage, develop and grow the Retail & SME Banking customer portfolio

Job Responsibilities

As the Relationships Officer, the candidate is required to:

• Deliver the revenue and balance sheet targets assigned by identifying and maintaining target customers / customer segments within each catchment area
• Manage the profitability of product portfolios and customers as well as improve the profitability through increased fee income generation
• Process and recommend appropriate credit facilities in line with the bank's credit policy to maximize earnings while containing risks to an acceptable level
• Manage assigned relationships to ensure satisfactory account conduct and early ratification of various credit related issues
• Monitor customer complaints, approaching complainant personally where required to various credit related issues
• Ensure timely & accurate submission of regular & adhoc management reports
• Ensuring all portfolio monitoring/management processes & measures are undertaken regularly and on an on-going basis and all credit files are properly maintained with a view to achieving good audit rating

Qualification Required & Experience

• A Bachelor's degree from a reputable university
• A professional qualifications/post graduate degrees will be an advantage
• At least 2 years relevant experience in a reputable financial institution in Ghana
• Knowledge of credit delivery cycle and portfolio management
• Good negotiation and interpersonal skills
• A big-picture thinker who can take reasonable risk in business development
• Good numerical and reasoning power with considerable knowledge in Microsoft office suite

Location: Accra

How To Apply For The Job

Interested persons with the requisite qualification and work experience should submit CV's stating reference code as the subject to:

hcexecutiverecruitment@gmail.com

Closing Date: 16 March, 2018